GRM Consulting

Appraisal Process Consulting & Appraisal Umpire Services

Experience when it counts.

Now semi-retired, George R. Milnes limits his practice to two services for property insurance claims: consulting on the statutory Appraisal process under the Ontario Insurance Act, and appointments as Appraisal Umpire.

Semi-Retired, Focused Practice
Court-Appointed Appraiser & Umpire
Ontario Insurance Act, s.128
Author, The Milnes Rule
Services

Two services, offered independently

Appraisal Process Consulting

Consulting on the statutory Appraisal process under the Ontario Insurance Act, for policyholders, insurers, counsel, and appraisers involved in property insurance claims.

Appraisal Umpire

Available for appointment as Umpire under Statutory Condition 11 and Section 128 of the Ontario Insurance Act, whether selected by the appraisers or appointed by the court.

Please note: George does not provide claims adjusting, claims investigation, or settlement negotiation services. Those services are performed by licensed adjusters.

Treatise in progress

The Milnes Rule – A Unified Doctrine of Appraisal Law in Canada

In this treatise, currently in progress, George R. Milnes proposes a unified doctrinal framework that keeps adjusting, legal determination, and valuation separate in the statutory Appraisal process. The completed work is expected around mid-2027. Draft Chapter 1 is available to read now.

About

Decades of property claim experience, now focused on Appraisal.

George R. Milnes has been appointed by the Ontario Superior Court of Justice as both Appraiser and Umpire under Statutory Condition 11 of Property Insurance Policies and Section 128 of the Ontario Insurance Act. He is a former claims manager with the Ontario New Home Warranty Program (now Tarion) and a founding member of the Toronto Home Builders Association Renovation Council.

Stack of legal documents

Contact George

Appraisal Process Consulting and Appraisal Umpire appointments.

Discuss an Appraisal Matter